Stop reacting to cash positions — start seeing them in advance
A detailed, forward-looking model of your cash — built from your actual numbers, updated as your business changes, and structured so your team can use it to make real decisions.
What this service actually gives you
When you finish a Cash Flow Forecasting engagement with Vaultern, you have a working model — not a spreadsheet template, not a generic projection, but a document built around the actual shape of your business.
Visibility weeks ahead
Your team can see the projected cash position at any point across weekly, monthly, and quarterly horizons — before decisions need to be made.
Adjustable assumptions
The model is interactive. You can change assumptions — revenue timing, payment delays, new obligations — and see how they affect the position immediately.
Confidence, not guesswork
Planning meetings become more grounded. Conversations with lenders or investors get easier. The model gives your team a shared basis for decisions.
Running on incomplete information is exhausting
Most businesses have a reasonably clear picture of what happened last month. What's genuinely difficult — and what creates real day-to-day stress — is not knowing what's coming.
Payment timing shifts. A large receivable comes in later than expected. A tax payment lands in the same week as payroll. These aren't unusual events, but when you're working without a forward model, each one feels like a surprise.
Businesses with seasonal patterns, long billing cycles, or lumpy revenue structures feel this most acutely. The gap between what you earned and when it arrives can make planning feel almost impossible — even when the underlying business is healthy.
Cash surprises that aren't really surprises
Shortfalls that could have been anticipated weeks earlier — and planned around — instead become urgent problems.
Decisions made without a complete picture
Hiring, investments, or spending choices happen without knowing what the cash position looks like in six weeks.
Borrowing that could have been avoided
Short-term financing taken on at the wrong moment — because the timing problem wasn't visible far enough in advance.
How Cash Flow Forecasting works at Vaultern
We build the forecast from the ground up using your actual data — not industry averages, not generic assumptions. The model reflects how your specific business generates and uses cash.
Historical pattern analysis
We examine your historical cash flows to identify the patterns that matter most — seasonality, billing cycles, supplier payment rhythms. These become the structural foundation of the model.
Scheduled obligations mapped forward
Loan repayments, payroll schedules, lease obligations, tax dates — every committed outflow gets placed on the timeline so the model reflects your actual obligations, not estimates.
Receivables timing modeled carefully
Rather than using average collection days, we model your actual receivables pipeline — which clients pay on time, which tend to delay, and how that affects weekly cash positions.
Seasonal and variance scenarios built in
The model includes scenario planning for slower-than-expected revenue months and accelerated expense periods — so you're prepared for the realistic range of outcomes, not just the central case.
What working together looks like
The process is designed to be practical and low-friction. We don't need months of onboarding — a focused intake, access to the right financial data, and a working session or two gets us where we need to be.
Most clients find that the walkthrough session — where we go through the model together and explain the assumptions — is the point where things start to feel genuinely different. You'll leave with something you can open on Monday morning and actually use.
Intake and data review
We gather your historical financials, billing records, and scheduled obligations. Usually a short call plus a shared folder gets us what we need.
Model construction
We build the full weekly, monthly, and quarterly model — incorporating patterns, obligations, and receivables timing specific to your business.
Walkthrough and handover
A dedicated session where we walk through the model, explain every assumption, and make sure your team knows exactly how to use it going forward.
Questions and refinements
After the handover, we're available for questions as your team gets familiar with the model and begins applying it to real decisions.
The investment
Straightforward pricing with no hidden scope additions.
Cash Flow Forecasting
$2,000 USD
One-time project fee
What's included
Weekly, monthly, and quarterly cash projections
Historical pattern and seasonality analysis
Receivables timing modeled from actual pipeline
Scheduled obligations mapped across timeline
Interactive document with adjustable assumptions
Scenario planning for key variance cases
Dedicated walkthrough session with your team
Post-delivery questions support
We're also open to a conversation about payment timing if that's helpful for your situation.
How we think about results
A cash flow model is only as useful as the decisions it enables. We track whether the model is actually getting used — and whether the visibility it creates changes how your team operates.
Typical time from intake to delivery of a completed forecasting model
Standard forward horizon of the quarterly projection component
Weekly, monthly, and quarterly — each calibrated to different decision types
What progress looks like over time
Data collection, pattern analysis, initial model structure established with your actual billing and payment cycles.
Full model completed, scenarios built in, assumptions documented. Walkthrough session scheduled.
Model is yours to update and use. Questions answered as your team gets familiar with it in practice.
Our commitment to the work
We stand behind the quality and usefulness of what we deliver. If the model doesn't reflect your actual business — the real patterns, obligations, and receivables structure — we want to know, and we'll work to fix it.
Before we start, we also want to make sure this engagement is the right fit. That's why our initial conversation is a genuine two-way discussion — we'll ask questions about your situation, and you're welcome to ask anything about our approach.
If it becomes clear during that conversation that forecasting isn't the right starting point for you, we'll say so honestly and point you toward what might be more useful.
How to get started
The path forward is straightforward. No lengthy procurement process, no complicated onboarding.
Send us a message
Use the contact form to tell us a bit about your business and the cash flow challenge you're working with.
We'll have a conversation
A short call to understand your situation, confirm fit, and agree on scope and timing. Usually 30–45 minutes.
Work begins
We collect the data we need and start building. Most models are delivered within three weeks of project start.
Ready to see your cash position more clearly?
Reach out and we'll start with a conversation about where things stand and whether Cash Flow Forecasting is the right place to begin.
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