Three ways to improve cash visibility
Each service addresses a different layer of cash management — from short-term forecasting through to strategic liquidity structure. Fixed scope, defined deliverables, and built entirely from your actual financial data.
Back to HomeHow to think about which service fits
The three services work at different levels of the cash management picture. Forecasting answers the immediate question: what will our cash position look like week by week? Working capital analysis answers the structural question: where is cash being held up in the operating cycle? Treasury planning answers the strategic question: how should we structure reserves, facilities, and short-term investments?
Most clients start with the service that addresses their most pressing question. Some go deeper across multiple layers over time. There's no requirement to take all three — each engagement is complete on its own.
Cash Flow Forecasting
A detailed cash flow model covering weekly, monthly, and quarterly horizons — built from your actual receivables schedule, payment obligations, and historical patterns. The model is delivered as an interactive document with adjustable assumptions so your team can explore scenarios without rebuilding from scratch.
Weekly-level cash position model with timing detail
Adjustable assumption inputs — no rebuild required to update projections
Seasonal and cyclical pattern analysis built into projections
Walkthrough session included with model delivery
Delivered within approximately 3 weeks of intake
Best suited for
Businesses with lumpy or seasonal revenue where planning is genuinely unpredictable
Companies that have experienced unexpected cash gaps despite a healthy P&L
Finance teams that need a working model but don't have capacity to build one internally
Working Capital Optimization
A thorough analysis of your accounts receivable, accounts payable, and inventory cycles to identify where cash is tied up and how to improve availability — without external financing. We examine collection timelines, payment terms, and inventory turnover rates, then produce a working capital report with benchmarking data and prioritized action items.
Full AR, AP, and inventory cycle analysis
Industry benchmarking for receivables days, payables days, and inventory turns
Prioritized action items with estimated cash impact for each
Specific supplier and customer relationship analysis included
Written working capital report delivered with walkthrough session
Best suited for
Businesses that know cash is tied up in cycles but haven't quantified where or by how much
Companies considering external financing who want to first exhaust internal options
Operations where receivables collection has slowed without a clear understanding of why
Treasury & Liquidity Planning
Strategic advisory on managing cash reserves, short-term investments, and borrowing facilities. We help define target cash balances based on your operating cycle and risk tolerance, evaluate sweep arrangements, and structure credit facilities for operational flexibility. Includes a quarterly review cycle to adjust plans as business conditions change.
Target cash balance definition based on operating cycle and volatility
Sweep arrangement and short-term investment evaluation
Credit facility structure review for operational flexibility
Quarterly review cycle included — plans updated as business changes
Multi-account and multi-entity cash structure supported
Best suited for
Mid-sized businesses with complex cash structures across multiple accounts or entities
Companies whose reserve sizing has never been formally evaluated against operating cycle data
Organizations with credit facilities that were set up reactively and haven't been reviewed
Side-by-side at a glance
A quick reference for comparing the three services across scope, output, and fit.
| Forecasting | Working Capital | Treasury | |
|---|---|---|---|
| Price | $2,000 | $2,800 | $3,500 |
| Primary question | What will cash look like week by week? | Where is cash tied up in the cycle? | How should we structure reserves and facilities? |
| Main deliverable | Interactive forecast model | Working capital report | Treasury plan + quarterly reviews |
| Ongoing component | No — model is reusable by client | No — report delivered at close | Yes — quarterly review cycles |
| Typical timeline | ~3 weeks | ~3–4 weeks | ~4 weeks + quarterly |
What every engagement includes
Regardless of which service fits, a few things are consistent across all three.
Structured intake
Context gathering before any modeling begins — your business model, decision structure, and key cash drivers.
Real data foundation
Models and reports built from your actual financials — not adjusted templates or industry-average assumptions.
Walkthrough session
Every deliverable includes a session where we walk through findings, answer questions, and refine before finalizing.
Action items included
Prioritized recommendations with implementation logic — not abstract observations that require another engagement to translate.
Not sure which one fits?
That's a reasonable place to start from. The services cover different layers of the same underlying challenge, and which one is most useful depends heavily on what's creating the most friction in your business right now.
The first conversation is a straightforward discussion about your situation — what's working, what isn't, and where cash visibility would actually change how you make decisions. From there, the right service usually becomes clear.
If timing gaps are the issue → start with forecasting
If cash feels stuck in cycles → working capital analysis
If structure is the gap → treasury & liquidity planning
Ready to start building real cash visibility?
Reach out and we'll have an honest conversation about your situation — which service fits, what the process looks like, and what to expect from the engagement.
Get in Touch